Payment via Visa/Mastercard

With peoples various experience. Which is the best way to accept visa/payment or (plus possibly bank transfer) without going through paypal. Seems to be a blocker for customers to have to ‘log in’ to pay pal. Wanting reccomendations for easiest checkout possible.
Note: We use Paypal to pay vendors but wish to give consumers options

It depends on your location. Please pay attention to Stripe. It is becoming popular in many countries

Thankyou for your reply. Based in Australia