I have posted about this before and raised a support ticket but this situation is becoming serious.
I cant understand why others are not raising it. On 15th October 2022, the card providers, Visa, Mastercard will de-support 3DS1 transactions.
CS Cart does not support 3DS2, so card payments will stop working on that date. Well, when I say "does not support" I mean not on Paypal Pro, our card processing platform.
I dont know if CS Cart will still work after this date on other card processing platforms. If anyone does know, and can confirm if it will support 3DS2 on any other UK based card processing platform we may be able to move to a different card provider.
It appears there is now a third-party add-on which supports Paypal Checkout SDK (a 3DS2 compliant solution) so that might be our way forward.
I have to say that CS Cart support are trying to provide answers on this although they seem to be somewhat behind the curve they are working on 3DS2. On the other hand Paypal just seem to be throwing customers under a bus. The emails we repeately receive from them simply tell us to find another solution! They dont even mention any other Paypal platform as an option.
This is despite being a large-turnover user of Paypal processing.
The CS-Cart itself does not process payments so is not affected by these changes anyhow. As for the most significant payment methods like Stripe and PayPal, as far as we were able to investigate the situation, they will support the new protocol without any changes from our end.
Unfortunately the PayPal Pro and PayPal Advanced will be deprecated since 14-th of October, so we are working on integration of PayPal Pro based on PayPal SDK. Most probably, it won't be included in the upcoming version 4.15.2, but it will be available in the very near future.
The CS-Cart itself does not process payments so is not affected by these changes anyhow. As for the most significant payment methods like Stripe and PayPal, as far as we were able to investigate the situation, they will support the new protocol without any changes from our end.
Unfortunately the PayPal Pro and PayPal Advanced will be deprecated since 14-th of October, so we are working on integration of PayPal Pro based on PayPal SDK. Most probably, it won't be included in the upcoming version 4.15.2, but it will be available in the very near future.
Hope this explains the situation.
Hi CS -
What about Opayo (Formerly Sagepay) which we have a number of stores using the FORM method. Will this be affected?
The good news is the Paypal 3DS2 platform is supported on the new release of CS Cart 4.15.2
The bad news is we are not allowed to have it. We have not been selected to have this upgrade made available to us yet. Which is odd as the developers have evidently got this done just in time for the deadline of 15th but someone has decided we cant have the results of their efforts.
We implemented an add-on from CS Commerce for Paypal Checkout SDK integration. This is not quite as seamless as the old Paypal Pro integration because it requires phone number entry, even if the number is already entered into the store. Also has a "ship to billing address" check box which is by default enabled, even if the customer has already specified a different shipping/billing address.
For these reasons we left the old checkout as a default option for non EU/UK customers.
Its so frustrating not being able to try CS Carts own integration for this platform.
are you saying its a probpem only if you use payapl as a credit card processor.
Im in the uk and had a message from Opayo (sagepay) a month or so back to alter my 3d secure settings but thats all,
I have taken paypal and standard credit card payments yesterday and today.
I did have a couple of peope on Friday saying couldnt checkout via paypal as the recaptcha wasnt showing but giving an error saying recaptch missing or invalid, but thats about it.
It affects all card payments in EU/UK but most card processors have implemented this without requiring users to migrate to a new platform. Paypal required migration to a platform which CS Cart didnt support until just now.
I am hearing that many merchants are being caught out though, as they are still on older versions of other providers platforms which dont support 3DS2.
Wow, the loss of PayPal Pro is a very big issue. We are in the US and it still working for us but I am concerned about the future. The flow of vital information needs improvement. I do not recall getting an email blast about this potential issue and do not feel like I should have to log into a forum to stumble on it while I am looking for other information.
As for the emails, PayPal were the ones who sent it. Personally, I feel that they’re in a better position to do that. After all, PayPal staff know for certain who uses the solutions that are getting deprecated. For example, they may have seen that you’re in the US (and therefore not affected) and decided not to disturb you.