what is mean this error?

i have a error when product check out



what is mean it?



Warning: Smarty error: unable to read resource: “payments/cc.tpl” in /home/accessoryhouse/public_html/classes/templater/Smarty.class.php on line 1095

cs-cart can’t find the template payments/cc.tpl, did you modify any of the checkout templates and/or payment processor templates?