I came across this story the other day which discusses the likely changes in payment systems of the future:
[url]http://www.wired.com/magazine/2010/02/ff_futureofmoney[/url]
It speaks more glowingly of Paypal than I would but I think they make some good observations about what is likely to emerge in the online commerce world.
Bob
I caught this in the print edition and really liked it. I’m glad someone else took notice.