multiple credit card payment

I have had 2 issues with muliple credit card meaning a customer checks out but want to put on 2 different credit cards or even 3, can this be done, I have searched up and down and do not see a topic on this

I do not believe it is available at this time. The MC/Visa requirements for this have been deferred in the US (not sure about Europe). But by policy, a merchant must be able to accept mutiple cards and/or a single card (like a gift card) and if there are insufficient funds, to acquire remaining balance from another source. I.e. a merchant must be able to accept partial payments.



Sorry, but I don't remember when this was deferred to. It was going to be 2012 sometime but I lost track. You can probably go to the visa website or search for “processing gift cards” or something since this is where the issue comes up the most. I do not know if it is in the V3 roadmap.

Like before I would just run after sale and get the info via email and run so he/she can purchase. My thinking is to add a copy below



Name_______

Credit Card #

exp




Name
____

Credit Card #___

exp








Like above but the top one is acually ran and other is saved to run after or something like that

[quote name=‘flasher’ timestamp=‘1324959117’ post=‘128463’]

Like before I would just run after sale and get the info via email and run so he/she can purchase. My thinking is to add a copy below



Name_______

Credit Card #

exp




Name
____

Credit Card #___

exp








Like above but the top one is acually ran and other is saved to run after or something like that

[/quote]



Hello Flasher,



You do not want to allow your customers to provide you with credit card details via Email as it is not a secure method for transmittal ! If you are going to manually process card transactions, then either gathering the details via Phone or Fax are the most secure methods. ;)

You can adjust the skins//customer/orders/components/payments/cc_outside.tpl to meet your needs and then go manually charge those cards as you want. Make sure you change your payment provider to the outside.tpl type in your Credit Card payment method.

I was thinking about that as well Tony, although then she would end up having to process every card transaction manually right? Unless maybe she created another “additional” Payment Method for customers to choose from using the cc_outside.tpl & named it something like “Pay with Multiple Cards” ?



Then there is also the concerns for remaining PCI compliant, storing of card details at least temporarily, ccv gathering, etc., right?



Seems a bit sticky.

You don't have to collect CVV, eliminating the “Policy” issue related to storing of CVV (note CVV has nothing to do with PCI, this is a policy of the card issuers).



The cart is PCI compliant as it relates to storage of CC info. I.e. all credit card info is encrypted and the ability is there (though not the default) to encrypt the admin session and checkout pages so any display of the CC info in the order (before it's removed or in the checkout form before it is submitted) is also encrypted.



Though most merchants can't prove this to their certification agencies so it is assumed that because CC info is collected on-site that the site is not PCI compliant. This is simply laziness and incompleteness on the certification agency's part.



It would help if cs-cart would issue a letter that addresses all the compliance points one by one that their customers can use to obtain certification for that area of their business (sans site issues, server issues, etc.)…

It would bring in more business if possible somehow,not everyone has enough on one card but if they knew they could use 2 where only one gets charges and other manually would be happy customers even though I understand the security issue, we are on our own server or dedicated server and secure the email can be I assume, I would love to use 2 cards on purchases if I needed to. I was thinking the one gets processed the other one can it be saved to run later

Being on your own server has nothing to do with the security of having credit card numbers in an email. The issue is the transmission of the email between various SMTP servers to get it delivered. These can be “sniffed” and the information extracted. Email is NOT encrypted by default and current technologies require the sender and receiver to use common public keys if they want to encrypt the contents of an email. Otherwise it's simply plain text.



I would wait for cs-cart to comply with the CC company policies. It will be much less painful.

Thats sounds good I did not know about sniff email what do they do like scan for numbers or how can anyone grab your email. This is new to me and learning everyday about how these dumb crooks try to steal everything they can and really nothing no one can do about it because no traces except ip and I know that can be changed somehow. Our new site www.drywalltoolsplus.co is running so smooth and easy to use,great features and most important this cs-cart forum. I have been using cs-cart for at least 7 years and always had every single problem resolved in this forum, I mean the people here are all great and willing to help anyone who has the software.