Cs cart and money bookers

Hi I'm trying to integrate money bookers into my account but can't seem to choose the right option as each time I test the checkout, it goes to money bookers but only offers bank transfers which is really not helpful.

There is money bookers ewallet / checkout etc

But why can't I pay by credit / debit card?

Also in terms of currencies, if someone wishes to buy from china or India, do I have to set up the rates or is it done automatically?

Pease any help would be appreciated.