The cart page reads "Total Cost" but although taxes are included, shipping charges have not yet been added. This should read "Total Cost Before Shipping" or shipping charges should be included. I have only 1 shipping charge if the order is less than $30.00. (using modern-responsive theme)
Since I don't offer a choice of delivery methods, I don't use the select shipping method feature. So I suppose I have to use a note to explain that the cart total does not include shipping. Not the best solution.